Services & Solution

Personal Advances for salaried employee

Fast, friendly fund for salaried folks, designed to help you navigate life's surprises with ease.

Personal Advances for self-employed

Tailored credits for the self-starters and freelancers. We're here to fuel your passion with flexible repayments.

Business Funding (with / without collateral)

Fuel your startup dreams with our flexible business funding, because we believe in your vision, with or without collateral.

Cash credit facilities (collateral)

Keep your venture going strong with instant liquidity. We've got your back, secure your operations with our cash credit.

Invoicing financing (invoice collateral)

Don't let unpaid invoices slow you down. We turn your receivables into immediate working capital.

Hire purchase/auto financing credit

Our dream ride is just a step away with our easy, friendly auto finance options.

Customer Profiling Solution

Boost your startup's marketing game with our smart customer profiling. Let's hit the right audience together!

Education Funding

Education dreams? We're here to back them with affordable credits. Because we believe in your future.

Re-financing credit

Consolidate your debts with our startup-friendly re-financing. Let's clear the way for your financial freedom.

Renovation Credit

Makeover your space with our easy renovation credits. Because home is where your startup story begins.

Eligibility

Micro-size

- Revenue exceed RM 300,000 per annual
- Free Consultation

Small-size

- Revenue exceed RM 1,500,000 per annual
- Free Business Development Services
- Free Consultation

Mid-size

- Revenue exceed RM 7,500,000 per annual
- *0% Interest rate Funding (1st month only)
- Minimum RM 200,000 Funding
- Free Business Development Services
- Free Consultation

Large-size

- Revenue exceed RM 15,000,000 per annual
- *0% Interest rate Funding (1st month only)
- Minimum RM 500,000 Funding
- Free Business Development Services
- Free Consultation

Step To Apply#TokoCredit

Steps & Guides

Step 1

Fill out the Online Application form here.

Application Form

Step 2

Our Professional Analyst will review your application for eligibility, and notify you after receiving the final eligiblity result.

Step 3

Once it’s confirmed that you are eligible for our services, we will request you to visit our office and receiving your cash on the spot.

Funding Package for SME Businesses

Ever wonder how your businesses is eligible to our requirement? Toko SME Business Funds comes in 3 types of packages with no hidden fees, no down-payment.

Credit Package

Manufacturing

Services and Other Sectors

Micro

Annual Sales Turnover is less than RM300,000

OR

Number of Full Time Employees is less than 5

Small

Annual Sales Turnover is less than RM1,500,000

OR

Number of Full Time Employees is less than 75

Annual Sales Turnover is less than RM1,500,000

OR

Number of Full Time Employees is less than 30

Medium

Annual Sales Turnover is less than RM7,500,000

OR

Number of Full Time Employees is less than 150

Annual Sales Turnover is less than RM7,500,000

OR

Number of Full Time Employees is less than 75

Contact Us
General Enquiry: +6010-541 3184
Email Enquiry: admin@tokocredit.co

Interest Rate: APR from 12% to 18% Per Annum* (Subject to TokoCredit approval).
Repayment Period: from minimum 6 months to maximum 24 months. No processing fee, no early settlement fee.
For example: a personal loan of RM10,000 for 1 year repayment period with a monthly interest rate of 1.5%, will incur a total repayment value of RM11,800. No associated fees.

License no.
WL5216/06/01-10/070725

License validity
08/07/2023-07/07/2025

Ad permit no.
WP5216/06/01-8/070725

Ad permit validity
08/07/2023-07/07/2025

Office Address: 2nd Floor, No. 43, Jalan Tun Ismail 1, Kuantan Perdana, 25000 Pahang, Malaysia.

*This information is meant to illustrate general loan terms offered by credit companies in Malaysia. For in-depth enquiry, please contact us using the following form link. T&C apply.

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